liability insurance

Liability insurance for Errors and Omissions gives you coverage over and above a general liability policy. As a professional, your insurance needs are different from other types of businesses.  Professionals such as architects and engineers who provide advice or design services have a liability exposure that can be very costly if not managed properly. If a client makes a claim against you due to an error or omission by you or an employee, you may be held liable.

A Commercial General Liability policy will not generally provide coverage you need. It tends to be limited to property damage and bodily injury caused to others and not to financial loss resulting from incorrect or bad advice or a failure to render services.  Errors and omissions liability insurance helps protect against these threats, whether or not they have merit.